TessMore Finance Blog

The following steps can be followed to obtain a cashier check or certified check from BB&T online. Visit the BB&T website then login to your online banking account. Go to Accounts and select your particular account. Go to Manage Account and select ‘Order Checks and Supplies.’ You can select your desired check from the available options and then provide the pre-requisite information. You will also need to mention your social security number, date of birth, address, ID, and opening deposit to authenticate your identity. The cost of shipping is also incurred in this case. Comparing the fee charged by the top ten banks of America, we observe that the fee charged by BB&T for cashier checks is similar to what its competitors charge, so it does not have a competitive edge in this aspect. The Bank of America, Wells Fargo, Citi Bank, PNC Bank, and Capital One charge $10 and so does BB&T. While Chase, US Bank, and TD Bank are somewhat cheaper demanding $8 and $7 for a f...

Yes, there are a few lenders from whom you can avail of this offer if you meet certain criteria and follow the guidelines presented in this article. Let’s understand the concept and how it can be achieved. 100% financing on a mortgage means the borrower does not need to make a down payment for financing. It’s only available for borrowers with a good credit score as there is a higher risk for the lenders. Sometimes, lenders may also charge a higher interest rate as the overall risk is higher for approving this type of financing.    Ways to obtain 100% financing on a mortgage Following are the 5 main options available for obtaining a 100% financed mortgage . 1. USDA (United States Department of Agriculture) Loan USDA is also known as a rural development Loan and the US government sponsors this loan to promote homeownership in rural areas. USDA provides 100% financing on mortgage loans to those who meet the following criteria: You should have a credit score of 620 ...

What is your Rich Life? Maybe it’s staying at the Burj Al Arab luxury hotel in Dubai surrounded by turquoise waters.  Maybe it’s picking your kids up every day after school. Maybe it’s taking a 10-mile hike with a mountain-top view every weekend. But how can you get there?  Living a Rich Life means aligning your money with what you want…but it also means knowing how to live your Rich Life. You. Personally. Making the choice – everyday – to live a life that fits you perfectly, like a handmade glove.  Not how your parents or friends think you should live. Not the vanilla existence the world so badly wants you to conform to. Your own proactive and abundant life, whatever that looks like to you. And so you have to be intentional about it. Every day. One of the best ways to make sure you’re not becoming vanilla?  Connect with people who also believe in living a Rich Life – people sharing their challenges first-hand, how they broke through, and what they’d do...

Bitcoin, Ethereum, Monero, Litecoin, the blockchain, wallets, exchanges – it can seem like the crypto universe is moving faster than we can take it all in. If that’s your experience, you’re hardly alone. Crypto is evolving so quickly that is now being offered by several investment brokers . How do you keep it all together – the endless cryptos, exchanges, terminology, etc.  Increasingly, crypto portfolio trackers appear to be the solution. A single portfolio tracker can keep track of your crypto holdings and other assets across multiple platforms like financial aggregators. What are the best crypto portfolio trackers? Before answering that question, let’s first look at what crypto portfolio trackers are and why they’re becoming increasingly important to crypto investors. Table of Contents What Is a Crypto Portfolio Tracker? Why Use a Crypto Portfolio Tracker? What to Look for in a Crypto Portfolio Tracker Best Crypto Portfolio Trackers CoinStats FTX (formerly, Blockfol...

Life insurance is an essential part of a solid financial plan. But it can be difficult for a consumer to know which company to choose for their life insurance policy.  Walnut is a newer life insurance company that has created an innovative product: Life insurance memberships designed for today’s active lifestyle. In this Walnut Insurance review, we’ll share what that product entails and whether or not it might be a smart choice for your life insurance needs.  Table of Contents What is Walnut? What Products Does Walnut Offer? Term Life Insurance Membership Plan Digital Protection Membership Plan Who Is Walnut Best Suited For? Walnut Pros and Cons Walnut FAQs Walnut Alternatives Sproutt Bestow Ladder Final Thoughts on Walnut Insurance What is Walnut? Walnut is a newer technology company that seeks to promote wellness for the needs of today’s consumers by combining health and wellness with an online life insurance product.   By taking a holis...

For years, federal loan forgiveness programs have been criticized for their overly-exclusive and often confusing eligibility requirements. This has led to thousands of borrowers being unexpectedly denied the loan forgiveness they had been working towards for years. But for some borrowers, that relief is finally coming. On April 19th, the U.S. Department of Education announced a plan to aid public service workers and low-income borrowers  that will immediately cancel debt for at least 40,000 borrowers eligible for loan forgiveness, and impact an estimated 3.6 million borrowers. Here’s what you should know about who will benefit from the expanded student loan forgiveness plan and how it might affect your loan repayment situation. Who Will Benefit from the Income-Driven Repayment Forgiveness ? There are many groups of people who might benefit from this forgiveness plan. Read below to see who will be impacted.  Those who went into forbearance  The Department of Educatio...

It’s a question that many people have on their minds as they begin to seriously consider their finances: how do I raise my credit score , or how do I fix my credit? Though credit scores may seem shrouded in mystery–how they’re calculated, which ones are used–consumer credit scores tend to follow a few common principles. In this post, we’re explaining some simple tricks to raise your credit score. Raising your credit score can take time. After all, credit scores are a measure of how trustworthy of a borrower you’ve been over the years. The good news? You can get started on these credit tips today. In this chapter of our credit series, we’ll be explaining various ways how to increase your credit score and how to keep your credit score high. A good credit score is important for a multitude of reasons and can get you ahead in your personal and financial life. Learn how to boost your credit score today so you can be prepared for the future. How quickly can you raise your credit score ...

Having a good credit score will prove to be beneficial many times in life as it opens up the door to a world of opportunities, not to mention lower interest rates. But you’re not just born with a high credit score . You have to build it. But how do you build credit? Building credit isn’t nearly as complicated as you may think. For example, you start to build credit as soon as you open a credit card in your own name and start making purchases. Opening up a credit card is one way to build credit, but there are a couple of other ways, which we’ll be discussing in this chapter. So far in our credit building series, we’ve discussed some of the basics of credit, like why you need a credit score , the ranges of credit scores, what the average credit score is, the factors that impact your credit score , and more. If you need a refresher before moving on in the series, you should go back and read through the previous chapters. In this chapter, we’ll be going over how to build credit. Con...