TessMore Finance Blog

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . So, you thought 2020 was bad? Just wait! OK, we’re kidding. Obviously, 2021 should turn out way better than 2020 did, right? There’s no way it could be worse, right? Right? Welllllllll… we hate to sound like pessimists, but if there’s one thing life has taught us, it’s that things can always get worse. Maybe COVID’s sequel shows up. Maybe the economy crashes again. Maybe our weird politics get even weirder. Maybe aliens land in Times Square. Just in case, we’ve got some proactive moves you should make to protect your bank account in case things go south. Before the next crisis gets going, let’s get started with the protective measures: 1. Save Up An Emergency Fund This past year has taught us the hard way that everyone should have an emergency fund. You need a place where you can safely stash your sav

Social event: check.   Standing in the corner creepily observing guests hoping someone will come over: check.  It doesn’t take a genius to know that staring people into a conversation doesn’t work. Quite the opposite, in fact. But what if you’re just not social?  Here’s the thing. Founder of I Will Teach You To Be Rich, Ramit Sethi , has discovered something influencers and easy communicators already know: Being a better conversationalist is a skill. And if it’s a skill, you can learn it. Let’s get started with our best tips for improving your conversational skills!  It’s never too late to start building healthy habits. Download Ramit Sethi’s Ultimate Guide to Habits to get started TODAY. 1. Write a script  The perfect conversation starter depends on the situation and where you find yourself. For some reason, we tend to gravitate to the cliched, “So what do you do?”, which might help you launch a conversation, but it makes people feel ick.  Not everyone wants to be defined by th

If you have a knack for teaching, a proliferation of online tutoring platforms have created numerous opportunities to make extra money helping students learn various subject material — from math and English to physics and political science. Tutoring online can be a nice side gig for current or former teachers and even college students who have great subject matter mastery and some teaching skills. While traditional tutoring requires you to meet up with local students face to face after school or on weekends, an online tutoring job allows you to teach students all over the world from the comfort of your own home. There are opportunities to have a flexible schedule and tutor students when it’s most convenient for you. 10 Great Companies for Online Tutors The following list highlights online platforms that offer some of the best online tutoring jobs around. 1. Tutor.com Established in 1998 and affiliated with The Princeton Review, Tutor.com helps K-12 students, as well as college s

Many of us pick a cell phone plan without giving it much serious thought. Maybe we pick the same carrier we’ve always had or the same amount of data we’ve always bought. But is it really the best plan based on your typical usage? Is there any way you can lower it?  The average cell phone bill  per month for an American is around $70, but it can be as much as $127 per month  for some. $70 a month is $840 a year! Imagine what else you could buy with that $840. It may feel unavoidable. What are you going to do,  give up your cell phone ? Of course not. But you’re far from stuck paying a small fortune for your phone.  The good news is that with a few simple steps, you can cut that bill significantly. A lot of the time, we find ourselves overpaying for our cell phones, but it doesn’t need to be that way.  Below, you’ll see some handy tips on how to reduce your cell phone bill each month. You’ll also see a few simple scripts to negotiate your cell phone bill. 1. Use autopay One of

Have you ever wondered how to get into consulting or what you could do as a consultant?  Here, you will learn everything you need to know about what consultants do, how to become a consultant, and how to gain some insight into the job through an interview with Pamela Slim, an award-winning author and writer for Escape from Cubicle Nation .  By the end of the article, you will be ready to take the next step in your professional career by making an informed decision about getting into consulting. What do consultants actually do? Before you take the time to learn how to start a career in consulting, it is important to understand exactly what a consultant is and what they actually do. It can often seem like quite a vague job title since it can apply to many different industries and niches.  A company often hires a consultant who needs an expert in something specific for a short-term project. Sometimes a consultant can work as a freelancer for hire, while at other times, they might