TessMore Finance Blog

In this chapter, we’ll talk about when you should start saving for your child’s college education and what you can do to get started. Saving for college for your child is a big step in planning for your financial future, so we’ll cover everything from your available options for saving for college to getting a financial advisor involved. This chapter will help parents save by talking about what college savings options are available, including 529 plans, ESAs, and UGMA/UTMA accounts. We’ll also discuss when you should start saving, how to start a college fund, when you might consider getting a financial advisor involved, and other college saving tips to help parents who are taking on this major life goal. What Are the College Savings Options Available? When Is the Best Time to Start Saving? Get a Financial Advisor Involved in Plan 5 College Savings Tips for Parents What Are the College Savings Options Available? Before you can start saving for a child’s college education, you n

So now that you’ve learned how to calculate the cost of college tuition in Chapter 1 of this series, it’s only natural that now you’re focused on saving to be able to afford it. In Chapter 2, we’ll go over some of the steps to start saving for your child’s college fund and how to save for college over the next few decades. College costs have been increasing for years. As a parent, this may spark some worry about your child’s financial future. You want them to establish good money management habits like building credit and avoiding debt, but with so many financial hurdles , the prospect may seem insurmountable. The good news is that with some proper education and planning, you can start a college savings and set your child up for a quality education that won’t break the bank. Keep reading to learn how to save for college using a well-planned strategy or use the links below to go to the section that best answers your question. Anticipate Your Savings Needs Start a Savings Fund Get

Whether you want to enroll in your child or yourself in your dream school or simply want to pursue higher education, calculating college costs can be quite a tricky task.  In the first chapter of our saving 4 college series, we take you through the process of estimating college expenses. With a college tuition calculator, you may also determine if you can easily afford the costs related to your goals or if you’re going to need to get creative.  To help you figure out your options for college, keep reading this guide or use the links below. What is the Cost of Attending College? What’s In Your Budget? What Are Funding Options? What Do You Need to Pay Post-Graduation? How Can You Calculate the Total Cost? What is the Cost of Attending College?  The average cost of attending college depends upon various factors. These include but are not limited to the  State where you go to college Type of institution that you choose to attend Scholarships and grants that you may have at h

Discount options for Tesla Employees Tesla offers certain discounts but there is no discount offered to any employee for the purchase of the car, the discount is not even available to the CEO’s relatives or family members on the purchase of Tesla cars. Although, there are no cash-flow restrictions behind this policy rather it is formed on the principle of fairness and equality. However, employment benefits are offered to the employees working at Tesla. Following are some discounts and benefits granted by Tesla. Tesla Employees Discount Every employee at Tesla is entitled to receive a 35% discount on all Tesla products (except cars) like solar panels, vehicle accessories, women’s and men’s apparel, etc., and on services such as travel, childcare, and entertainment. Tesla Car for Employee Use Tesla vehicles are at its employees’ disposal to be used either individually as a personal car or collectively with a group of employees for work-related purposes. Some employees say this i

FBC Limited is an online investment platform founded in 2016 in the UK. The company has since been famous for its flagship FBC 13 or RJV12 algorithms. The company claims to generate significantly high returns on investment that it receives from retail investors. However, there are more suspicions about the working legitimacy of the company than credibility. Let us share our thoughts about FBC13 with our readers. What is FBC Limited? The internet sensation FBC Limited is an investment company named Finance and Business Capital Limited in the UK and it was founded in 2016. FBC limited invests funds in different assets through crypto and traditional stock exchanges. The fund investors are individual and corporate. FBC Limited is also famous for its trading algorithms RJV, FBC10, FBC 13, FBC 14, etc. These algorithms help the company identify trading trends and potential arbitrage opportunities to make good fortunes. FBC limited is a fully digital and online company. However, rec

Jasmy coin is the native digital token of Jasmy company. It is a Japanese-based blockchain company that offers services in the blockchain and the internet of things (IoT). Let us discuss what is Jasmy coin and whether it is a good investment in 2022. Jasmy Coin – Introduction Jasmy is a Japanese technology company that provides platforms and solutions to users. Its core business is the internet of things (IoT) and it aims to develop data infrastructures to allow users to safely utilize data. Jasmy was founded in 2016 and is headed by former Sony company executives. Its top leadership includes Kunitake Ando (representative director), Kazumasa Sato (president & CEO), Masanobu Yoshida (vice-president & CTO), and Hiroshi Harada (CFO).  Jasmy Token was launched in October 2021. It is the digital currency of this platform that enables users to pay for using its services. Jasmy token is an Ethereum token built on ERC 20. The general idea of Jasmy is to offer Platform-as-a-Ser

E*Trade does not offer direct investment options for cryptocurrencies. NFT trading is also not supported currently at this leading platform. Let us discuss how you can buy cryptocurrencies through E*Trade and your alternative options to buy NFTs. What is E*Trade? E*Trade is one of the leading stockbrokers in the world. It is a US-based broker and was founded in 1982. It has established itself as one of the leading online brokers since then. E*Trade offers a wide range of US stock exchange products. It serves both individual and corporate investors. Traders can buy and sell almost any stock exchange assets through this platform. It offers its services through two versions of trading platforms E-Trade and Power E-Trade. E-Trade offers: Stocks ETFs Bonds Commodities Cryptocurrency (derivatives) Futures Notably, E*Trade does not offer Forex and Cryptocurrencies for trading. Traders can only use trade derivative products like ETFs and Futures to trade forex and cryptos at

As a budgeting nerd, there is no personal finance tool closer to my heart than the zero-based budget. And I’m determined to get you to love it by sharing these zero-based budget templates. If you haven’t fallen in love with the zero-based budget yet, be prepared to learn how implementing one in your financial life can rock your world.  Table of Contents What Is a Zero-Based Budget? How to Set Up a Zero-Based Budget 1. Calculate Your Monthly Income 2. Determine Your Monthly Expenses 3. Make a Plan for Leftover Money 4. Track Your Expenses Regularly Top 5 Zero-Based Budget Templates Best Comprehensive Budgeting Template Best Printable Zero-Based Budget Template Best Versatile Zero-Based Budget Template Best Budget Template for 50/30/20 Budgeters Best “Anytime, Anywhere” Budget Template Top 5 Budgeting Apps YNAB Personal Capital Mint EveryDollar Budgeting App Tiller Money Final Thoughts What Is a Zero-Based Budget? A zero-based budget is a straightforwa

Cryptocurrency trading has become a relatively huge business over time, especially for individuals who are just making their way into the trading space, hedge fund managers, institutional traders, and some sectors of Wall Street. Those who’ve been a part of the crypto industry for some time now must already be familiar with Ripple (XRP) . Despite XRP having undergone several fluctuations, its price stood remarkably high throughout 2021 .  The real question is, “Is Ripple (XRP) still worth buying in 2022?” The answer is yes, although the future of Ripple (XRP) is currently debatable due to its litigation with SEC and former delisting among numerous significant exchanges. Most experts predict the XRP value will grow, and it can create a much more robust bull run if the SEC litigation is settled and Ripple provides the first crypto initial public offering (IPO). XRP Price Movement Throughout 2021 XRP, the token created by the US Company Ripple, is one of the most significant cryptoc