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How to make better decisions

Howdy, friends. Sorry for the long lapse between posts. After returning from a brief summer vacation, the GRS database had imploded. Again. We patched things up this morning and can now resume publishing. Over the next couple of weeks, I plan to share excerpts from three recent money books. The following is from Buy This, Not That by Sam Dogen with permission from Portfolio, an imprint of the Penguin Publishing Group, a division of Penguin Random House LLC. Copyright © 2022 by Kansei Incorporated. Please note that I've edited this passage slightly to (a) be more readable on the web and (b) fit within the publisher's word-count limitations. Ready? Let's dive in! Life is rarely black-and-white, yet we need to make definitive choices all the time. Rent this house or buy that apartment? Invest in a growth stock or an index fund? Live in San Francisco or Raleigh? Join a start-up or work at an established firm? These choices all involve an expense of time and capital

Best Checking Accounts 2022: NYT Finance Bestseller’s Picks

It seems that every time you check your mail these days you find, yet another, offer to receive $500 if you set up a checking account with XXX bank, right? You may be completely satisfied with your current banking situation but that $500 is really appealing. Depending on your unique financial situation, it might not be a bad idea to change banks, but it also might cost you more in the long run than that $500 spot you receive three months after signing up.  We have analyzed all the checking accounts out there and found our favorites based on recommendations from our founder, Ramit Sethi . Finding the right checking account for your circumstances should not add stress to your life. We are here to help and do not have any affiliation with the following banks.  The Top 10 Checking Accounts of 2022 Charles Schwab Charles Schwab ranks among the most reliable checking accounts and rightly so. It comes with the most benefits recommended by Ramit, and is the account he personally uses. T

How Much Does it Cost to Ship a Car? 

Unless you’ve discovered a way to make money with your car , car ownership is an expensive proposition. This article will cover what you need to know about shipping a vehicle, including what affects shipping costs, what companies ship cars, and more.  Have you ever wondered how much it costs to ship a car? The answer is tricky as it depends on several factors.  The car shipping process doesn’t work like other shipping processes. The price you pay, the quote you receive, and the information you’ll need to get that quote is far different than shipping a much smaller item through a classic delivery service such as UPS.  Table of Contents Average Cost to Ship a Car What Affects Car Shipping Costs? How to Calculate Car Shipping Costs Best Car Shipping Companies Montway Auto Transport SGT Auto Transport uShip American Auto Shipping Ways to Ship a Car Tips for Shipping a Car Know What Information the Shipper Needs Know How to Prepare for Your Car to be Shipped Final Th

Is Home Title Lock Insurance Worth It?

I was driving the other day when I heard an advertisement for a service called “title lock insurance” where the “host” was talking to a “title thief” about how easy it was to steal your house. The ad made it sound like it was trivial to forge a deed and file it at the courthouse. As if you just had to scribble a few things down and BOOM, house is yours. Then, get a loan using your new house as collateral and then ride off into the sunset with your ill gotten gains. Then came the scary part – as the scammed homeowner, you would be on the hook for the money and potentially lose your house. But don’t worry, all that can be avoided with a little service called title lock insurance . Get this for your home and you’ll be safe! Fortunately, the host and thief know this service that can help! Surprise! I bet you can tell by my deeply veiled sarcasm that this service isn’t high on my list of must haves. Table of Contents What is Title Fraud? What is Title Insurance? Is Title Fraud

How To Get a Summer Job: 30 Summer Job Ideas

From barbecues to baseball games, many people look to take advantage of the nice weather and extra free time during summer months. Not only that, but it’s also the perfect time to pick up a summer job. Summer jobs can be beneficial for just about anyone. Whether it’s your first job or you’re looking to make some supplemental income , spending your summer working is a great way to beef up your resume and earn some extra cash. Of course, you may be asking yourself, “How do I get a summer job?” and “Where do I find one?” We have the answers, as we’ve rounded up helpful tips to teach you how to get a summer job and 30 summer job ideas to inspire you on your search, including: 1. Tutor 2. Camp Counselor 3. Personal Trainer 4. Sports Coach 5. Babysitter 6. Lifeguard 7. Grocery Store Employee 8. Internship 9. Customer Host 10. Retail Sales Associate 11. Dishwasher 12. Landscaper 13. Handyperson 14. Housekeeper 15. Pet Caregiver 16. Receptionist 17. Swimming Pool Servicer