How Long Does It Take for a Check to Fully Clear? In most cases, you can expect a check to clear two to five business days after its initial deposit into your bank account. On average, the check clearing process takes two to five business days to hit your account. Business days are generally considered any weekday, Monday through Friday, that isn’t a bank holiday. For most checks, it’s typical for banks to make the first $200 available the business day after they receive it, with the remaining amount issued the following business day. Other factors that can affect the check clearing process can include the amount in the payer’s checking account , the recipient’s relationship with the bank, and the amount of money the check is issued for. Large personal checks may have longer holding periods. Government checks and other certified funds have first business day after deposit availability by law. How Long Does It Take for a Check To Go Through On average, a check will clear in two
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