TessMore Finance Blog

There are a lot of ways to pay off credit card debt—from simply paying more than your minimum every month to using a strategy like the snowball method. The best approach for you depends on how severe your debt is, what your interest rates are like, and how much you can realistically afford to pay. Did you know that in just the second quarter of 2021 alone, consumer credit card debt grew by $17 billion ? It’s true, many Americans are struggling with credit card debt now more than they ever have before. With many Americans unemployed, struggling to make ends meet as consumer prices rise and wages stay stagnant, it’s no wonder why people are charging more things to their credit cards in order to keep food on the table.  If you’re struggling with credit card debt, it can feel like trying to dig your way out from underneath a mountain with no idea how to get out of credit card debt. There’s no one-size-fits-all solution, but you do have options. In this article, we’ll walk you through

So you’ve made a budget, cut out unnecessary spending and found ways to earn extra income. You finally have money to set aside. Great work! Now the question is: Where will you stash that cash? If you just let it pile up in your checking account — or worse, stuff it under your mattress — your money won’t be working to its highest potential. You want your savings to grow! Depending on your goals, there are different ways you should save. You’ll put your money in a 401(k) or an IRA if you’re saving for retirement. If you’re looking to contribute to your kid’s future college tuition bill, you might want to stash your money in a 529 savings plan . But if you’re saving money for a rainy day or trying to bulk up that emergency fund, a high-yield savings account is the perfect place to store your coins. What Is a High-Yield Savings Account? As of Jan. 18, 2022, the national average interest rate for saving accounts was just 0.06%. But high-yield savings accounts can have interest rate

If you started cooking more during the pandemic and have now made that a habit, you have likely cringed at the high price of spices and dried herbs. How can that tiny bottle of ancho chili powder cost $5? Take some advice from us before you substitute that chili powder for paprika just because they are both red (don’t!) or leave out the main flavor agent in Grilled Five Spice Chicken because you forgot to buy the Chinese spice mixture. We’ve rounded up 10 ways to save money on spices — and dried herbs, too. It will take some organization and planning, but we’ve got a game plan that will help stock your spice cabinet for special occasion baking, holiday cooking or just a quick weeknight meal. In this post, we’ll cover: First Steps: Plan Before You Shop 1. Buy Bulk Spices 2. Shave Costs With Whole Spices 3. Make Your Own Spice Mixes 4. Try Dollar and Discount Stores 5. Save Money (and Shop the World) at Ethnic Grocery Stores 6. Don’t Overlook Spice Stores 7. Buy Fresh at Far

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . So, you’re looking for a new bank account. You’ve got several factors to consider — ATM access, interest rates, monthly account fees, minimum balances, online bill payments and more. Another factor: sign-up promotions and bonuses. Banks and credit unions frequently run promotions to entice prospective customers to open a new account — and they often come with cash. You have to meet specific criteria, such as making a minimum opening deposit, and generally the account must remain open for a certain amount of time — at least long enough to earn the cash bonus. Many banks offer such sign-up bonuses, but often, they aren’t advertised. We did some digging to find the best bank promotions currently on offer. Watch those expirations dates because of a few offers (Hungtinton Bank and PNC) expire in February. Bes