TessMore Finance Blog

Does it ever seem as if earning big money is impossible? Surprisingly, million-dollar jobs are more common than you might think. They’re not everywhere you look, and in most cases, they need to be developed or even created from the ground up. But once you decide what you want to do, it may just be a matter of applying plenty of elbow grease over as many years as it takes to make it happen. If you desire to earn seven figures, we’ve provided the following list of job possibilities. Some seem conventional, even obvious, others not so much. As you read the reviews below, keep in mind that we’re focusing on the highest end of the pay scale in each field. If you research job boards, you’ll likely find much lower average pay levels. We’re not covering average pay for average people but top pay for those who are willing to put in the effort to make it happen. And it can happen. Table of Contents Company Executives Entrepreneurs Real Estate Agents Investment Bankers Franchise Owner

You may have heard the term data breach in the news and wondered what data breaches are and how they affect you. Whether you realize it or not, it is not uncommon for companies to store information about most or all of their customers. This may include restaurants where you’ve paid with your credit card, grocery stores where you use a “shopper’s card”, online websites and many more. These companies may store information about you, and if that information is accessed by unauthorized people, your information may fall into the wrong hands. What is a Data Breach? Data breaches are incidents that expose sensitive Personally Identifiable Information (PII), like Social Security Numbers, bank or credit card account information, passwords or personal health information. Data breaches can be intentional (a cybercriminal or hacker accesses a company database) or accidental (an employee accidentally exposes customer information).  Governments, private corporations, hospitals and educational ins

Prospective entrepreneurs usually do a good job of identifying their potential costs of doing business, with one exception. They’ll get an idea of most of the major legitimate business expenses — space and rent, materials and supplies, travel and entertainment — but they’ll often miss one of a new business’ biggest costs: the wages of the owner. As a business owner, you, too, are an expense. There are many  reasons people become entrepreneurs: They may want the freedom of time, whether that actually exists or not; they may want creative control; they may have a unique idea or a unique twist on an existing idea. Often, their reason is coupled with a desire to make money. After all, a business that is designed to not make money isn’t a business — it’s a hobby. If you make a product or service and sell it to family or friends with intent to break even financially, you are not in business. A business exists to make money. A hobby is recreation. Recreation is important, and your business

Did you know that the average net worth by age 65 in America is roughly $1,216,000 ? Did that number just make you gasp? If so, you may be relieved to hear that knowing how to build wealth requires a relatively simple strategy: earning money, saving money, and investing money. In fact, history shows that you can completely change your financial future at any age — like one 38-year-old investor who went from $150,000 in debt to a net worth of $370,000. Even better? She plans to retire in seven years. So what is wealth , exactly? Wealth is the sum of all financial assets minus the sum of all your debts (also known as net worth). Ideally, this number remains positive at the end of the equation, but it can be negative, and that’s still okay. While many often wonder how to become rich quickly, building wealth is a long game. It’s about leveraging available tools (and exploring some lesser-known strategies) so that you can make the most of your income — no matter if you’ve just started

Do you ever find yourself falling a few dollars short just before payday? While there are steps you can take to create a plan for your money or increase your cash flow ; sometimes you just need a temporary boost. That’s where Get Paid Early apps can help. They let you access your paycheck a couple of days in advance and offer other features to make managing your day-to-day finances easier. In this article, I’ll cover ten apps that let you get your paycheck early and share some of the many other features they offer. Most importantly, I’ll tell you how much each app will set you back every month. Ready? Let’s get started! Table of Contents What Are Get Paid Early Apps? 10 Get Paid Early Apps that Let You Get Your Paycheck Early Albert  Current Empower Brigit Aspiration Chime MoneyLion Dave Axos Bank Fifth Third Bank Final Thoughts on Getting Paid Early What Are Get Paid Early Apps? The primary benefit of get paid early apps is accessing your paycheck up to two d

It’s no secret that I’m a big fan of credit card rewards and credit card bonuses. Where else can you get hundreds of dollars to do exactly what you’ve been doing for ages? Just change the card you swipe, tap, or insert and now you get hundreds of dollars in points or cash. Easy. I still remember one of the first credit cards I got – it was a store credit card to Express. I haven’t been to a mall in ages and if you’re the same, you might not remember the men’s clothing store that was once part of Limited Brands. Like many store branded credit cards , they offered 10% off your purchase when you opened the card. As a silly college kid, 10% off my eighty-something dollar purchase seemed like a good deal! Silly me. Older Jim cringes at the though of an $8 bonus. And you should too. If you have a good credit score , you should be getting a bonus of at least $100 for each card. I’d take it a step further – you should get at least $200 for each card (with an exception if the spending r

It’s fun to give gifts to those you love. But let’s face it, we all have those people in our lives that seem to have everything. So what do you get for someone who doesn’t seem to need anything? In this post, I’m sharing unique gift ideas that will be a hit for anyone on your list. Some items are fun and affordable, others are more expensive, so feel free to choose the gifts that fit your budget and that special person in your life. There’s something here for everyone, no matter what their age is or interests are. Table of Contents Unique Gift Ideas for Someone Who Has Everything 1. A Home Cleaning Service 2. Virtual Assistant Services 3. Babysitting Services 4. An Experience Gift 5. An Annual Parks Pass 6. A Gift Certificate for a Massage 7. A Weighted Blanket 8. An Acupressure Mat Set 9. A Pocket Blanket 10. A Dog Care Kit 11. Bath Salts 12. Memberships/Subscriptions 13. A Night Out 14. Photography Session 15. Meal Kit Delivery Service 16. Travel Accommodations