TessMore Finance Blog

I remember donating plasma for money and making a decent amount of cash. The nurse was friendly and explained the process, asking about my health and travel history. I felt a little lightheaded during the donation process but was determined to make that cash. The nurse was surprised to see my plasma come out in dollar bills and we both laughed. Just kidding, of course. Seriously, here’s the deal about donating plasma for money. Not only can you make up to $50 per donation , but you’ll also be helping to save lives and make a positive impact on others. Before you decide to donate, there are a few important things you should know. Read below to learn more about the process and how donating plasma can benefit you. What Exactly is Plasma? Plasma , aka liquid gold, is a miraculous yellow fluid that aids with clotting and carries essential nutrients to every nook of your body. It’s used in medical remedies from minor scratches to life-threatening conditions, which are sourced through

Raising financially literate kids is important for all parents. Even if your kids are not going to have a career in finance, they must be well-versed in the concepts of personal finance and money. There is no better way to teach your kids about money and finance than by recommending them the best books on these topics. Let’s share our collection of top 10 Books to Teach Children About Money and Finance. 1) Finance 101 for Kids: Money Lessons Children Cannot Afford to Miss by Walter Andal Perhaps one of the best finance books to teach kids about the essentials is written by Walter Andal. Walter has a background and experience in the finance industry. The writer’s inspiration for this book came from the illiteracy of his children about basic money and finance concepts. The book aims to develop the most basic money concepts in an easy-to-understand manner. The writer argues that this book cannot transform kids into investors or experts in finance. However, this book is an excellent

Your 401(k) and IRA retirement plans are most likely your two largest (and most important) investment accounts. And as you inch closer to your target retirement date, you may want help managing your portfolio to ensure you have the ideal asset allocation. Blooom pioneered independent retirement portfolio reviews and automatic rebalancing. They helped subscribers optimize their potential returns based on their investment goals and risk tolerance. Paid members could also ask their investment questions to licensed advisors. Dealing with Blooom meant avoiding the high fees brokers charge to manage your investments. Sadly, Blooom shut down in November 2022, leaving members with the challenge of finding another managed 401k service. If you’re still looking for a Blooom replacement, I’ve compiled the following list of Blooom alternatives. Table of Contents What Happened to Blooom? Best Blooom Alternatives Wealthfront Betterment Personal Capital Vanguard Fidelity Blooom Alte

T o state the obvious, part-time means you don’t work as many hours as people who have a full-time job. Full-time is usually around 40 hours a week, so part-time is usually less than that. But sometimes part-time can be different for different jobs, so it’s important to ask your boss how many hours you’ll be working. Some companies might consider anything less than 30 hours per week part-time, while others might say it’s less than 35 or 37.5 hours. What Does the U.S. Government Say About Part-Time Hours? The US government doesn’t have a set definition for part-time work or a specific number of hours that makes it part-time. It’s up to each employer to decide how many hours they consider full-time or part-time. But, the Affordable Care Act (ACA) does define full-time work for the purpose of employer-provided health insurance. Under the ACA, a full-time employee is someone who works an average of at least 30 hours per week or 130 hours per month. If you work fewer hours than that

It’s been over two and a half years since Trump first enacted a relief policy that hit the pause button on federal student loan bills and their accrual of interest. The White House’s latest update revealed that the deferment of student loan repayments has been extended once more, but that they’ll recommence at some point in summer 2023. These developments – and the lack of a precise date – tie in with President Biden’s efforts to deliver on his campaign promise to eradicate thousands of dollars of student debt for millions of Americans around the country. Following stiff opposition from some corners of government and the legal challenges that ensued, those extensive loan forgiveness plans remain tied up in court. So where does this leave us? What are the implications and time horizons of the proposed loan cancellations? And what could you be doing to capitalize on them? If you’re unsure where we are at this point, you’re not alone. We will detail the current state of student loan

I f you’re like most people, you might instinctively think that you need a full-time job to make ends meet. But is it really true? Can you actually make a living off of a part-time job? The simple answer is yes, of course! But it’s really more nuanced than that. Here’s what you need to know. What Does “Part-Time” Mean? First of all, let’s define what we mean by “part-time” work. Typically, a part-time job is one that requires you to work fewer than 35 hours per week. These jobs can be great because they usually offer a lot of flexibility and let you work around other commitments (like school or taking care of your kids). On the flip side, they often come with lower pay and fewer benefits than full-time jobs. But not always. There are high-paying part-time jobs and some part-time jobs that provide benefits . So if you have one of those really high-paying part-time jobs (more than $30/hour)then there’s probably nothing to worry about. This post isn’t for you. What I think most

Are you an accredited investor looking to add greater diversification to your portfolio and potentially get higher returns? If so, we’ve compiled a list of the ten best investment opportunities for accredited investors. Some are available to non-accredited investors, so read on even if you’re not yet accredited. The table below provides a summary of ten alternative investments , followed by more detailed descriptions of each: Platform Investor Requirement Minimum Investment Asset Class Debt vs. Equity Fees AcreTrader Accredited only $20,000 – $30,000 Farmland Equity 2% upfront; 0.75% annually; 5% upon sale Yieldstreet Primarily accredited $1,000 – $5,000 Various hard assets Equity 1% – 2% annually Fundrise Mostly non-accredited $10 – $100,000 eREITs and eFunds invested in real estate Equity 1% annually Cadre Accredited only $50,000 Commercial real estate Equity 1% to 3.5% upfront; 1.75% or 2% annually CrowdStreet Accredited only $25,