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Even 6-Figure Earners are Living Paycheck to Paycheck. How to Break the Cycle.

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . When your salary finally tips over $100,000, all your worries about living paycheck-to-paycheck should be gone, right? Not necessarily. In fact, 16% of six-figure earners said they have difficulty covering basic expenses, such as food, rent or mortgage and car payments, according to a November 2020 survey by the Center on Budget and Policy Priorities. They’re living paycheck-to-paycheck. How is that possible? Here’s the thing: It doesn’t matter how much money you make if your expenses outweigh (or are equal to) your income. That’s why it’s so important to have a solid plan for your budget. Otherwise, you could end up with no savings and in debt. No matter how much you earn, here’s how to break the paycheck-to-paycheck cycle. Make a Budget and Stick to It It’s no question that the cost of living is going

NEW Mint Feature Highlight: Budget Widget on iOS

Minters – You asked for it and now the Mint Budget Widget is available on iOS!  With the new budget widget, you can see where you stand with your budget at a glance, without even opening the Mint app. You can choose from 3 different widget layouts to see your overall budget and top spending categories. The new budget widget is designed to be both convenient and secure so it will never show up on your lock screen.  How to Get Started Step 1: Touch and hold an empty area on your home screen. Step 2: Tap the plus sign (+) in the top left corner. Step 3: Search or scroll to find Mint and tap “add widget” when it pops up.  Step 4: Choose the widget format you like best. Now you have a view of your budget without needing to open the app! Insider tip: A transaction widget is also available. Both widgets have a dark mode version.  The Budgeting Tool You’ve Been Looking For Mint is here to be your all-in-one finances app, where you can connect your accounts, bills, and more – in jus

40 Thoughtful Questions to Ask During an Interview

There’s no denying that interviews are important in the hiring process. Not only is this the perfect opportunity for a hiring manager to get to know you, but it’s also your chance to see if the job and company are the right fit for you. Remember, interviews are a two-way street. Despite this, many candidates will often exit the interview without asking questions. Whether you’re a recent graduate, are in search of a new career, or recently got laid off, a key strategy for acing a job interview is to ask questions, no matter how nervous you may be. Preparing smart and thoughtful questions will help you stand out while gaining valuable insight regarding the company you might work with. From company culture to professional development, there are numerous questions to ask during an interview. If you don’t know where to begin, we’ve rounded up the best questions to ask in an interview to help you prepare. Use the links below to navigate this guide and find the right questions for you.

NEW Mint Feature Highlight: Budget Widget on iOS

https://blog.mint.com/wp-content/uploads/2021/09/INT21_PRODUCT-UPDATE_-Budget-Widgets_FB.mp4 Minters – You asked for it and now the Mint Budget Widget is available on iOS!  With the new budget widget, you can see where you stand with your budget at a glance, without even opening the Mint app. You can choose from 3 different widget layouts to see your overall budget and top spending categories. The new budget widget is designed to be both convenient and secure so it will never show up on your lock screen.  How to Get Started Step 1: Touch and hold an empty area on your home screen. Step 2: Tap the plus sign (+) in the top left corner. Step 3: Search or scroll to find Mint and tap “add widget” when it pops up.  Step 4: Choose the widget format you like best. Now you have a view of your budget without needing to open the app! Insider tip: A transaction widget is also available. Both widgets have a dark mode version.  The Budgeting Tool You’ve Been Looking For Mint is here to be

These Caregiver Jobs Are in Demand — No Medical Training Required

Job seekers can find immediate openings in most areas across the country as companions for retirees. No medical training is required, though most applicants need to have a driver’s license and their own transportation. “Right now, there is a crisis for caregivers. The demand is so high. We all need them,” said Elaine Poker-Yount, director of care management for the Visiting Angels franchise in Mesa, Ariz. “It’s not just us. There is strong demand for all caregiver positions.” Visiting Angels has more than 600 franchises in 50 states employing caregivers who help seniors with transportation, easy meal preparation, light housekeeping, other activities of daily living and mostly being a friend. Some Visiting Angels franchises as well as many other senior care program employers around the country are also hiring home health aides or personal care aides. They tend to help with additional tasks such as teeth brushing, bathing and toileting. These Caregiver Jobs Are in Demand Home Health

What Is Adjusting Entry for Interest Expense? (Example and Explanation)

Overview Internet expense is an expense for the business which is incurred during a financial year. As it is with all the other expenses of the business, the interest expense as well needs to be recorded for the amount of the expense that has been incurred during the year, regardless of the fact if any payments have been made for it or not. An interest expense is generally not recorded by the business during the course of the financial year. It is for this reason that companies then need to make a year-end adjusting entry to record interest expense for the year as it does for other accrued expenses such as rent or salaries. This accrued expense is known as interest payable. This is essentially an interest that been occurred but has not been paid yet by the company. Like other accrued expenses, any outstanding interest payments must also be recorded by the company. The adjusting entry made at the end of the financial year allows the company to recognize interest expense that has occ

Pick the Best Cheapest Meal Delivery Service For You

Meal delivery services, or meal kits, have been around for more than a decade but have grown in number in recent years. You’ve seen the commercials and likely received the direct mailers to your door. And if you live in an apartment building, you might have almost tripped over the 30-plus-pound boxes in the hallway outside your neighbor’s door (the weight from ice packs and filler packaging add up quickly). The direct-to-door business has grown from one or two big-name players and expanded to include many different companies, food options and plans for any budget. The pandemic helped exacerbate the trend when people grew weary of heading out to the supermarket. And there are no signs of slowing down: Meal kits are expected to become a $7.6 billion market in the United States by the year 2024. If you’re looking to take a break from trips to the store or grocery delivery , take a chance on a cheap meal kit service. What is a Meal Kit? A meal kit is a box or other container that hol

The Best Investors Are Dead — Here’s What to Learn from Them

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . When it comes to investing your money, dead people have the right idea. You see, there’s this funny story that gets passed around on Wall Street. The way this story goes, one day, the chief bean counters at the financial giant Fidelity did this big study on what kinds of investors performed the best. And what they found out was, the accounts with the highest returns were classified as “dead or inactive.” In other words, dead people do better in the stock market than living people, and it’s because dead people aren’t always fiddling with their investment accounts the way living people do. Now, the only problem with this cool story is there’s no evidence it ever really happened. Google results turn up plenty of stories about this supposed “study” — but no actual study. Apparently it’s a Wall Street urban le

What Careers Make the Most Money: 75 Jobs for Fuller Pockets

Deciding what career to pursue can be difficult when you don’t know where to start or don’t have a passion for a particular field yet. However, planning early on and researching things such as potential salary can help you feel eager to get your future started. Choosing to follow a career field that pays a lot can be a difficult but rewarding process. Whether you’re a recent grad or changing careers, learning more about jobs that can help you live a comfortable life is the first step. In this guide, you’ll find out what careers make the most money and what you need to get started. The Benefits of a High-Paying Job Choosing a career that pays well can be very beneficial for your future. If you are looking to start a family, build retirement savings, or travel around the world, finding a high-paying career can get you a step closer to your goals. Although some people may say that money doesn’t bring you happiness, knowing that you have enough money for all your necessities , such a