TessMore Finance Blog

As the weather warms up, folks want to be outside more and even dine al fresco. The ever-popular charcuterie board is great for picnics, dinner on the deck or a patio happy hour. It’s surprisingly easy to assemble your own board with grocery store ingredients that cost less than you might think. In fact, you can make a crowd pleasing tray full of cured meats, cheese and complementary snacking accompaniments for less than $30. How to Make a Meat and Cheese Board on a Budget Meat and cheese boards are super easy to make. The staples for a proper charcuterie board are cured meats with cheese options, plus a selection of dried or fresh fruits, nuts, crackers, spreads, olives and pickled vegetables. Think of it as a glorified snack tray and choose what appeals to you. Here’s a shopping list of essentials from Aldi, but you can also find a great selection of affordable options at Trader Joe’s, Walmart and Sam’s Club. Aldi Charcuterie Shopping List Item Price 1 16-ounce

Medicare late enrollment penalties are no joke. They can increase your monthly premium substantially for the rest of your life. That’s right — if you miss the window, the government can penalize you each month for as long as you have Medicare coverage. It’s essential to understand your Medicare options and how these late enrollment penalties work so you can avoid costly premiums in retirement. Need a refresher on how Medicare works ? Check out answers to seven common Medicare questions.   When Are You Supposed to Sign Up for Medicare? You can only enroll in Medicare at certain times. Your initial enrollment period is a seven-month window around your 65th birthday. It begins three months before you turn 65 and extends three months after your birth month. If you’re already receiving Social Security retirement benefits, you’re automatically enrolled in Medicare when you turn 65. Some people choose to delay Medicare if they’re still working. However, the best way to avoid Medicar

Wire transfers are a relatively easy and secure way to transfer money electronically from one bank account to another. Although they can be convenient (and are often required in processes like buying a house), they are expensive compared to alternative ways of sending money. In this article, we’ll analyze average wire transfer costs, both domestic and international. At a Glance: How Much Do Wire Transfers Cost? Wire transfer fees vary by financial institution. While you can almost always count on paying a wire transfer fee to send money, you might also pay a fee to receive a wire transfer. Fees differ for domestic and international wire transfers. We’ve compiled wire transfer data from 11 of the biggest banks in the U.S. to calculate averages for each type of transaction. You can take a closer look at individual institutions’ fees further down in this article. Average Wire Transfer Fees Incoming domestic wire transfers: $15.45 Outgoing domestic wire transfers: $25.91 Incom

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . If you needed extra money, like, yesterday, you’ve come to the right spot. Our team has compiled a list of creative ways you can fatten your bank account this month. Certainly, there’s something here that fits your needs. This is a long list, so don’t get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire. Without further delay, here are 50 ways to make money: 1. Get Paid to Play Bingo There’s a free iPhone app called  Bingo Cash  that pays you up to $80 every time you win bingo. The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so w