Skip to main content

Posts

Showing posts with the label The Penny Hoarder

Earnings from Survey Sites are Taxable Income

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners . Paid survey sites can be a simple way to earn a little extra cash in your free time. And although surveys aren’t our favorite way to make extra money, they can be a convenient side hustle to take on while you’re doing other things— like waiting on-hold with your bank or in line at the grocery store. Why not turn those empty moments into extra cash by clicking a few buttons? While many survey sites simply aren’t worth the hype, InboxDollars is one of the rare legitimate paid survey companies out there. Sites like these typically pay in points instead of direct cash, but you can use those points to purchase gift cards with actual cash value. Should you prefer cash over the cards, you can aso turn around and sell any gift cards you earn. Which leads us to a common question… Do Paid Surveys Count Toward T

How to Create a Single Mom Budget (or Single Dad Budget)

Raising a child — or children — is an incredibly rewarding experience. It can also be a very expensive one — and doing it alone can be a major source of financial stress. Being a single parent means you have to become a pro at making your money stretch and establishing your own financial safety net. We spoke with three financial professionals — who have personally experienced life as a single parent — to get the best tips on how to budget and save money when raising children alone. 10 Money Management Tips for Single Parents These strategies and advice will help you create a workable single mom budget (or single dad budget). 1. Know Your Cash Flow First things first — you’ve got to know how much money is coming into your household and how much is going out. This is especially important if you recently separated from or lost a partner who used to handle all the finances. “The first thing [to do] is to face the reality of the situation,” said Molly Ward , a Certified Financial Pl

Wells Fargo Personal Loan Review 2022

Wells Fargo landed in hot water several years ago when it was revealed that employees had created millions of fraudulent accounts in order to make their sales targets. Increased consumer acceptance of online banking, where customers can expect better interest rates and mobile apps, has also posed a problem for Wells Fargo, whose core checking account is not interest-bearing and whose savings account earns a meager 0.01% APY. On top of that, large banks like Citibank and Capital One have finally begun to embrace a no-overdraft-fee policy, but Wells Fargo lags behind. The bank has announced some changes to overdraft fees but so far no complete elimination. It’s fair to say that Wells Fargo has a consumer perception problem. However, while Wells Fargo’s bank account options are less than desirable and the brand is still working to regain consumer trust, the Wells Fargo personal loan offering is decent. Check out The Penny Hoarder’s Wells Fargo review for a full run-down of the bank’

Disabled Workers Can Attend This Virtual Job Fair On April 13

Good news for disabled job seekers is right around the corner. Numerous major employers will be on hand for a virtual job fair on April 13 from 9 a.m. to 6 p.m ET. The event is open to experienced and early-career job seekers with disabilities nationwide. Sixty-six companies are participating, representing industries from health and medicine, banking, communications, government and many more. Some of the more well-known employers in attendance include Wells Fargo, CVS, Cox Enterprises, Travelers Insurance, the federal Treasury Department, United Heath and the IRS. The event is hosted through job fair platform CareerEco . Attendees will need to create a free account and log in to register and attend the virtual job fair. Once you have created an account, you can upload your resume and/or portfolio samples. You’ll also be able to browse the participating employers and check a box to express interest in that company. Each organization has its virtual room in which candidates can ente

What to Do With Overripe Bananas: 15 Easy Recipes to Try

You buy a bunch of bananas with the best intentions, mostly to slice and eat on cereal or top yogurt for breakfast. Or maybe you plan to eat one every afternoon as a pick-me-up since bananas are loaded with natural sugars to give you a boost. Vitamin C and potassium provide more healthy benefits. Oh, and fiber. Then two or three of the bunch turn on you as they ripen. First they sport tiny bruise spots, then the bruises overtake the fruit until they don’t look like anything you want to eat. Rest easy, overripe bananas are not inedible but have reached another stage in their development. Something magical happens as bananas ripen and transform from bright yellow to that unappetizing brown/black. They get sweeter as the starches develop. So before you pitch or compost them, heed our recipe suggestions on what to do with overripe bananas. Think banana ice cream (mix slices into vanilla ice cream), banana cream pie (a smoothie with a vanilla wafer crunch), classic banana bread and even

How Do Savings Bonds Work?

Looking for a nearly risk-free way to save for the future? A savings bond might be right for you. With amounts ranging from $25 to $10,000, U.S. savings bonds fit almost any budget. Most importantly: You’ll never lose value on your initial investment. Plus these bonds are backed by the full faith and credit of the U.S. government — which has never defaulted on bonds. The catch? Savings bonds typically don’t earn much interest. However, that’s not always the case, especially during times of high inflation. Curious to learn how savings bonds work? Read on. What Is a Savings Bond? A savings bond is essentially a loan to the federal government issued by the U.S. Treasury. Think of it as an IOU from Uncle Sam. You give the government your money, and in exchange, the U.S. government pays you back — with interest — at a later date. There are two types of savings bonds: Series I Bonds Series EE Bonds Savings bonds are sold at face value. If you want to invest $100, for example, y

Find Remote Jobs at These 32 Work-From-Home Companies

Since the beginning of the COVID-19 pandemic, more and more Americans have been working from home. And a recent survey from FlexJobs found that 65% of full-time workers want to remain working remotely regardless of the status of the pandemic.  And 58% of respondents reported that they would look for a new job if their employer asked them to give up remote work. Since vaccinations became widely available last year, many workplaces have asked their employees to return to the office, pushing some workers to seek remote roles elsewhere. If the thought of giving up your WFH life fills you with dread (or your employer has already required you to return to the office), it may be time to look for a new job that allows you to work remotely 100% so you can continue your newfound work/life balance. To help your search, we have put together this list of companies that regularly offer WFH positions. This list is not exhaustive. A lot of companies who previously only had in-office positions are