TessMore Finance Blog

For many office workers, the Covid-19 pandemic has had a surprising upside. With most industries forced to go virtual, millions of Americans found that working from home was more than just a temporary novelty – it was a life-changing paradigm shift. And for a significant percentage of these workers, there’s no going back. If you’ve tasted the freedom of the work-from-home lifestyle, you may be wondering what to do now that many workplaces are returning to the office. We’ll help you negotiate with your employer to work from home either fully or a few days a week – or find a new job that allows you to do so. Why People are Looking for Remote Jobs During the beginning of the Covid-19 pandemic, millions of Americans lost their jobs when entire industries shuttered. But as pandemic restrictions eased and those industries began to ramp back up, millions of Americans began quitting their jobs – especially those in retail and service industry positions. Thanks to the pandemic, employe

If you’ve built up any sort of a social media following, the thought has probably crossed your mind – what would it take to start earning some money from my accounts? That’s a complicated question to answer. We reached out to some of our favorite content creators for a little perspective. We’ll take a closer look at how much they actually make from Instagram and TikTok, and what it took to get there. How Much do Content Creators Make? The amount that social media content creators earn depends on the number of followers, type of post, specific niche and the sponsoring company’s budget. Jen Ruiz, who runs the blog Jen on a Jet Plane , has 185,000 followers on TikTok and 25,000 followers on Instagram. She currently earns $10,000 per month on both platforms. She charges between $500 and $1,000 per sponsored post, and the exact cost depends on the brand and whether or not she’s receiving anything else in return, like a free press trip. Catherine Alford, author of “Mom’s Got Money: A

Think about all of the exciting moments ahead of you – creating memories, establishing lifelong friendships, and introducing a new realm of learning. In the whirlwind of it all, it’s very easy to lose sight of some vital components. Managing finances in this time period is critical. The more you have in place now will save you from a world of heartache in your later adult years. Keep reading to find out some effective, yet simple ways to make your money work for you while you’re in college. Spend your loan refund wisely If you have to utilize any type of private or federal funding, please understand one thing: the excess money that is dispersed to you each semester is not “free” money. This is simply an overpayment back to you once all of your school expenses are paid in full. If you have to use this money for any personal reasons, be sure to stick to an allotment to avoid spending more funds than needed. To avoid any temptation, feel free to either send the remaining funds to a pa

Challenges are a great tool for testing out a behavior change. Whether you’re trying to eat clean, meditate every day, or just be more active, 30 days is just long enough to test your willpower without breaking it. No spend challenges are an increasingly popular version of this idea, and September is the month where it’s most commonly attempted. We’ll explain what goes into a no spend challenge, why it’s worth trying and how to deal with some of the most common obstacles. What is a No Spend Challenge? A no spend challenge is more like a detox than a diet. Instead of going on a budget where you still allow yourself to buy non-essential items, a no-spend challenge means eliminating discretionary spending altogether. The rules of a no spend challenge are personal and depend on your specific goals. The challenge can last as long as you want and include as many – or as few – categories as you want. Some people do year-long no-spending challenges, while others stick to a month-long cle

Starting a new job? Chances are you already made a great impact on the hiring managers, but on your first day, it’s time to impress the whole team. First impressions are usually what people remember the most. In fact, 95 percent of people believe first impressions are very important. To avoid a negative first impression, show your new coworkers you’ve come prepared with everything you need to succeed, including a positive attitude. If you prepared well for your interviews, studied the company, researched salary opportunities , and practiced for salary and signing bonus negotiations, then you went through the most difficult part of the hiring process — but now the real work begins. Your next step is to get ready for your first day on the job, and we’ve got you covered below. Keep reading to check out our free starting a new job checklist or jump to our infographic for tips on how to nail your first week on the job. Tasks to Complete Before Your Start Date If you really want to