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Showing posts with the label Finance Archives - CFAJournal

Is Happy Money Legit? (Yes or No?) Find Out Here!

Selecting the right loan plan can cause a headache. First, you have to pick the right finance company/lender which you can trust. Since there are lots of scammers in the market, people first choose to search for a company to confirm whether it is legit or not. One such company is Happy Money, which has been making buzz on the internet because of its customer-friendly policies. But is it even trustworthy? Well, Happy Money is 100 percent legit. It has partnered with Credit Union and other credible lenders to give you up to $40,000 and access to top-notch financial tools. Furthermore, it has been featured in Forbes, New York Times, and other reputable media. But hold on! There are some complaints from people about Happy Money which you should also know. So, keep reading! Key Takeaways Happy Money offers from $5000 to $40,000 loans with APR starting from 11.50 percent to anyone except the people of Nebraska and Massachusetts. The application process is simple. Go to the official ...

Who Owns Spotify?

 In 2006, two ambitious entrepreneurs named Daniel Ek and Martin Lorentzon founded Spotify in Stockholm, Sweden.  Little did they know that their creation would revolutionize how people worldwide listen to music. In 2008, Spotify took its first significant step forward by launching its music streaming service in Sweden, Norway, Finland, and the United Kingdom.  The platform quickly gained popularity among music enthusiasts eager to access a vast library of songs with just a few clicks. The following year, in 2009, Spotify expanded its reach even further by entering the United States, France, and the Netherlands.  This marked a significant milestone for the company as it entered one of the largest music markets in the world, attracting millions of new users. Spotify’s momentum grew as it expanded its services to Germany, Austria, and Belgium in 2010.  The company’s mission to make music accessible to everyone fueled its expansion into Denmark, Ireland, Ita...

Who Owns CNN?

In 1980, media mogul Ted Turner embarked on a groundbreaking venture that would revolutionize the way people consume news. On June 1, he launched CNN, the world’s first 24-hour news channel. With a mission to deliver real-time information and unbiased reporting, CNN quickly gained recognition as a trailblazer in the industry. Two years later, in 1982, CNN expanded its reach globally by launching CNN International.  This move allowed the network to provide news coverage to an international audience, further cementing its position as a global news leader.  In 1985, CNN introduced CNN Headline News, a channel dedicated to delivering concise news updates every half-hour. CNN’s reputation for comprehensive coverage reached new heights during the Gulf War 1991.  The network’s journalists reported live from the front lines, offering viewers unprecedented access to the conflict.  As a result, CNN became the most-watched news channel in the world, solidifying its statu...

Who Owns Etsy? (Individual and Corporation Shareholders)

Etsy is a thriving e-commerce platform that connects millions of active buyers and sellers, offering unique handmade and vintage products.  With a market capitalization of $12.2 billion, the company has established itself as a leader in the industry. Etsy boasts an impressive user base, with 90.7 million active buyers and 5.6 million active sellers.  This substantial marketplace has contributed to the company’s robust financial performance, with gross merchandise sales totaling $10.3 billion. In terms of financial metrics, Etsy has demonstrated remarkable growth and profitability.  The company reported a net income of $394.6 million, resulting in earnings per share of $4.52.  This substantial profitability is complemented by a strong return on equity of 26.2%. Etsy’s financial success is underpinned by its ability to generate significant free cash flow.  With $496.8 million in free cash flow, the company has ample resources for further investments and ex...

Who Owns Gucci? (March 2023)

What is Gucci? Gucci, synonymous with luxury fashion, continues to captivate the world with its timeless designs and impeccable craftsmanship.  This Italian brand was founded by Guccio Gucci in 1921 and has cemented its position as a global icon.  This review explores Gucci’s rich heritage, impressive financial achievements, and commitment to sustainability. Gucci’s influence extends beyond its products; it represents a lifestyle of elegance and sophistication. The brand’s headquarters in Florence, Italy, is a testament to its deep-rooted connection to Italian craftsmanship and artisanal traditions.  Gucci’s dedication to quality and attention to detail has earned the brand a devoted following. As of March 31, 2023, Gucci’s financial success is evident, with a revenue of €9.6 billion and a net income of €3.9 billion.  This remarkable performance speaks to Gucci’s ability to navigate the luxury fashion landscape and capture the hearts of discerning consumers w...

Is Mariner Finance Legit? (Complete Review)

Looking to get a loan and thinking if Mariner Finance is the right lender for you or not? Then, this guide is for you. Unfortunately, getting a loan is not straightforward anymore because lenders impose hidden fees, high interests, etc. Some fraud companies also continue to trouble you even if you pay back every cent. But Mariner Finance is a 100 percent legit finance company. It offers secured and unsecured loans to everyone, including those with bad credit scores. Plus, it reports to credit bureaus, so you can improve your credit score by returning the loan on time as well. However, there are some problems with Mariner Finance as well.So, continue reading to find out whether it’s the right lender for you. Key Takeaways Mariner Finance offers up to $25000 loans. It has 480+ branches in 27 states. You can apply for loans in three ways: Official Website Via Apps In-Person Go to Mariner Finance Official website .Click on “Apply Now .”Choose the Amount.Enter personal in...

Can My Car Be Repossessed If I Am Making Partial Payments? (Other Questions Answered)

Understanding the Consequences of Partial Payments on Car Loans Car loans are a popular way to purchase a vehicle without paying the full cost upfront.  However, life circumstances can sometimes lead to financial struggles, causing individuals to make partial payments on their car loans.  While making partial payments may seem viable, it can lead to severe consequences, including car repossession.  Here, we will explore the impact of partial payments on car loans and what can be done to avoid repossession. Partial Payments and their Consequences When a person takes out a car loan, they agree with the lender to make monthly payments.  However, they may opt for a partial payment if they can’t make a full payment.  While partial payments may provide temporary relief, they can have significant consequences that can negatively impact a person’s credit score and financial well-being. One of the main consequences of partial payments is that they can trigger a ...