30 Best, Legit Money Making Apps For 2022

If you have a cell phone or a laptop, there are many money making apps that can help you to make extra money.

The average person spends over 4.2 hours each day on their cell phone apps.

If you’re going to be spending that many hours each day on your phone, then you might as well make some money at the same time, right?

As a personal finance blogger, I come across many legit paying apps. I always try to stay updated on apps that pay you real money because I believe they can help a person improve their financial situation.

The money making apps and websites below will help you to:

Make money from your phone
Save/earn money when shopping online
Side hustle online

And more.

Every little bit counts, and signing up for many of the websites and apps on this list can help you make and save more money. I am a big believer in trying out new ways to make money because you never know what will change your life and how you think about your finances.

In today’s article, I am going to explain the top money making apps, as well as answer frequently asked questions, such as if money making apps are safe, why these apps are able to pay you, and more.

Before we begin, I want to quickly list out all of the best money making apps below:

Here are the top money-making apps and websites.

1. Scan your grocery receipts with Fetch Rewards

Fetch Rewards is a cashback and gift card cell phone app that rewards you for purchases that you’ve already made.

With Fetch Rewards, you can earn points by submitting your receipts to the Fetch Rewards app from any grocery store, clothing store, restaurant, gas station, and more. Yes, ANY!

Then, you can redeem the points that you have earned for gift cards (to places such as Target or Amazon) and other rewards.

All you have to do is take a picture of your receipt with your cell phone, and you can easily earn points.

Here’s how Fetch Rewards works:

Shop like you normally would
Scan your receipt after you’re done
Earn points on Fetch Rewards

You can sign up for Fetch Rewards here.

2. Shop with Rakuten and get cash back

Rakuten is one of the best-earning apps, and it allows you to earn free money for spending how you normally would online.

All you do is click on a store that you want to shop through (they have tons of stores such as Kohls, REI, Toys “R” Us, etc.) and shop just like how you normally would shop online.

Rakuten makes a commission for referring you to the store you just shopped at, and they give you some of that money back as a reward.

Plus, when you sign up through my link, you receive a free $10 cash sign-up bonus.

3. Poshmark

On Poshmark, you can sell clothing, shoes, beauty items, pet items, home decor, and more. It’s very easy to use, and it’s one of the best apps to make money fast if you have on-trend clothing to sell.

You simply take a picture of the item you want to sell, write a description, set your price, and that’s it. Buyers will contact you through the app if they’re interested, and you’re paid through Poshmark.

Also, if you are purchasing items on Poshmark, you can get $10 in Posh Credit upon signing up with the invite code “SENSEOFCENTS”.

4. Get paid to share your opinion with American Consumer Opinion

American Consumer Opinion is a free online survey company and one of the best money making apps that I highly recommend, It’s free to sign up and you’re paid for each survey you complete.

You can earn anywhere from $1 to $50 per survey taken through American Consumer Opinion, but $50 for surveys is pretty rare. It all depends on the length of the survey.

American Consumer Opinion also gives you the opportunity to test products for free (yay, free stuff!).

They have paid out over $30,146,855 to survey takers and have posted over 20 million surveys.

You can sign up for American Consumer Opinion here.

5. Submit your receipts to Ibotta

With Ibotta, you simply create an Ibotta account, unlock rebates and rewards, go shopping, verify your purchases, and then get cash.

You can redeem rebates from over hundreds of stores, such as Walmart, Target, Kroger, Publix, Walgreens, CVS, and more. And, it’s free money!

You can earn cash back online AND in-store, which is where Ibotta really stands apart from other companies.

Ibotta is one of the easiest and best money making apps because you’re making money shopping like you normally do. It pays in cash or gift cards to Amazon, Starbucks, and other stores.

6. Survey Junkie pays you for your feedback

Survey Junkie is a top survey company that provides online surveys that pay cash. You simply build a profile with them, and they match you to paid online surveys that fit your demographic information.

They pay either cash through PayPal or with gift cards to Amazon, Target, and more.

Survey Junkie accepts members from the United States, Canada, and Australia.

You can take surveys for cash by signing up for Survey Junkie here.

7. Rent out your garage on Neighbor

Neighbor is the Airbnb of storage space.

You can use this website to list your unused space for rent and make up to $15,000 per year by doing so. With Neighbor, you can rent out your garage, driveway, basement, or even a closet.

You can set your own prices and decide for yourself which reservations you want to approve.

You can sign up for Neighbor for free here.

8. Swagbucks pays you to complete tasks online

Swagbucks is a company that I started using years ago, and it has helped me easily earn some extra cash on the side, all from home or while traveling.

Some of the ways you can make money on Swagbucks include:

Shopping online and getting cash back on your purchases
Watching videos
Playing games online – yes, Swagbucks has real money earnings games!
Scanning your receipts
Installing the Swagbutton
Printing coupons (you don’t actually need to print them, simply save them as a PDF to print)
Answering daily polls
Searching the web (for example, if you use their search engine)
Completing online surveys

As you can see, there are many things you can do!

Here’s how Swagbucks works:

You can join Swagbucks through my referral link, and receive a $10 bonus.
You can then earn points by taking online surveys, searching the web like you normally do, watching videos on Swagbucks, and shopping online.
Then, you can redeem your points for PayPal cash or gift cards (such as to Amazon or Walmart).

Swagbucks is very easy to use.

How much money can you make using Swagbucks?

You can receive a $10 bonus when you use my referral link above, and Swagbucks pays around $0.50 to $3 for each survey you complete.

9. Acorns micro-investing

Founded in 2012, Acorns is the original micro-investment app.

Acorns allows users to link and round up transactions from both debit and credit cards and essentially invest their spare change. Acorns also does 2x, 3x, and 10x multipliers on round-ups so you can maximize your investments.

For example: If you use a linked card to buy a $5.37 latte, Acorns will round it up to $6 and invest the $0.63 difference. Turning on round-ups will increase your investment to $1.26, $3.15, or $6.30.

Acorns also has many other features within their app, such as the ability to earn money while you shop, find jobs, and more.

You can click here to sign up for Acorns.

10. Inbox Dollars pays you to play games online and use coupons

InboxDollars is an online rewards website I highly recommend. Inbox Dollars rewards its members for watching videos, taking surveys, redeeming grocery coupons, playing games online, and more.

It is free to sign up and free to become a member.

Most of the paid online surveys on Inbox Dollars pay from $0.50 to $5.00 and take 3 to 25 minutes to complete. If you match certain profile requirements, you can make up to $10, $20, or more per survey.

Also, by signing up through my link, you will receive a free $5.00! Sign up for InboxDollars here.

11. Branded Surveys pays you to take surveys online

Branded Surveys is another one of the best money making apps if you’re interested in taking paid online surveys.

It’s free to join, and you can earn cash and gift cards through the Branded Surveys website. This company has already paid out over $21,025,664 to its members.

You can sign up for Branded Surveys here.

12. OneOpinion is an easy survey site to use

OneOpinion is free, legit, and easy to sign up for. You can get paid in cash or gift cards for taking online surveys on OneOpinion.

Currently, people living in the U.S., United Kingdom, Canada, Spain, Germany, Italy, France, the Netherlands, and Australia are able to sign up for OneOpinion.

You can sign up for OneOpinion here.

13. Pinecone Research pays you to test products

Pinecone Research pays you to test products and answer surveys. Each of their surveys pays $3.

When I was regularly taking online surveys, Pinecone Research is the company I used the most.

From my personal experience, I believe they are one of the most legitimate and long-standing survey companies. They pay you for each survey you complete, and they also occasionally send free products to review!

You can sign up for Pinecone Research here.

14. Use Prize Rebel to earn cash and gift cards

Prize Rebel is super easy to use, and you can sign up in just 10 seconds. You are paid through cash and gift cards to places such as Amazon, Walmart, Visa, and more.

PrizeRebel gives you points to redeem for cash and gift cards by taking online surveys. It is free to sign up, and it is available in many countries around the world.

They have paid out more than $18,000,000 in cash and rewards since 2007.

You can sign up for Prize Rebel here.

15. Sell your old phones on Decluttr

Decluttr is a website where you can sell your old cell phones, CDs, DVDs, games, and books.

It is one of the most popular buy-and-sell electronic/tech websites, and for good reason: They pay well and quickly.

Here’s how to make money on Decluttr:

Open Decluttr’s app and get a free instant valuation for the items that you want to sell.
All you do is tell them the make, model, and condition of your cell phone (or whatever it is that you’re selling). If you’re selling CDs, DVDs, or games, then you just enter your barcode or take a picture of the barcode with the Decluttr cell phone app.
If you’re happy with the amount that they are offering you for your item, then you simply get a box (any box that you think will keep it safe while it’s in the mail) and pack it up to ship. Decluttr sends you a free shipping label, and all you have to do is print out and tape it to your box.
Once your item arrives at Decluttr and it’s been looked over and verified, you will receive payment the next day by direct deposit to your bank account or PayPal.

It’s very easy to use Decluttr, and if you have things laying around, then it’s a no-brainer.

You can check out Decluttr here.

16. Opinion Outpost gives you cash for your thoughts

Opinion Outpost is another paid online survey company that pays cash via PayPal or with gift cards to places such as Amazon.

Most of their surveys take around 10 minutes.

You can sign up for Opinion Outpost here.

17. Join a focus group to make $100 an hour

User Interviews pays very well for market research studies. Over 2,000 studies are launched each month and they have paid over 100,000 participants in the last year.

Pinterest, Spotify, Macy’s, Home Depot, Trip Advisor, and more all use User Interviews to gather feedback from users about their latest products, apps, and websites.

Participants can earn $50 to $100 per hour or more for sharing their opinions and feedback.

Here’s the User Interviews sign up process:

You simply click here to sign up
Complete short surveys to see if you qualify
Sign up for sessions and participate in feedback on real products
Get paid

If you want to learn more about User Interviews, you can also check out my User Interviews review here.

18. Springboard America wants to hear your voice

Springboard America is a paid online survey company that will pay you for your opinion.

You can earn points that can be redeemed for gift cards to places such as Amazon, Target, Apple, Starbucks, and more.

You can click here to sign up for Springboard America.

19. Vocalyz pays for market research

Vocalyz is a website where you can share your opinion and get rewarded by participating in market research projects relevant to you.

You can sign up for Vocalyz here.

20. Start mystery shopping with Bestmark

Mystery shopping can be an interesting way to make extra money online, while shopping in-store, over the phone, and so on. I used to mystery shop several years ago, and I’ve done it in all of those ways.

I completed mystery shops that paid me actual money, and others paid me in free items too, such as a nice dinner out.

Companies hire mystery shoppers because they want to get a better idea of what the customer experience is actually like.

They want to understand the full experience, including what the customer thinks of the product, how customer service was handled, how the phone was answered, and so on. They can get real results because you are secretly shopping and the store/workers do not know who you are.

You can learn more at Want To Make An Extra $100 A Month? Learn How To Become A Mystery Shopper.

21. Find random Craigslist jobs

If you’re looking for a one-time job, then looking at your local Craigslist can be a good way to make money.

With Craigslist jobs, you usually get paid right after you complete your work, which means that you’ll get paid the same day.

To find Craigslist gigs in your town, just go to Craigslist and look for the “gigs” section.

Here are some jobs I found through a quick search:

Dog sitter
Mover
Housecleaner
Passing out flyers and brochures
Motorhome hauler
Painting helper

22. Walk dogs and/or pet sit

Rover is an app and website that connects you with pet owners who are looking for dog walkers, pet sitters, cat boarders, and so on.

With this gig, you may be watching pets in your home or going over to the pet owner’s home to take care of the pets.

For pet boarding, you may be able to make around $25+ per day for watching someone’s dog or other pet in your home. This is a great service to offer, and if you love animals (which you should if you are going to do this) then it could be fun as well!

I have paid $50 per dog/per day for a dog sitter in the past, and since we had two dogs (sadly, they have both since passed away), the total was around $100 per day. And, our dogs were pretty easy to watch too.

Rover is a great company that you can sign up with in order to become a dog walker and pet sitter.

23. Rent out your RV

If you have an RV that is sitting around, then you may be able to make $100 to $300 a day, or more, by renting it out to others through RVShare.

RVshare is one of the best money-earning apps because it helps travelers save money by cutting out the middleman and offering RV rentals directly from RV owners.

Think of RVshare as Airbnb for RVs.

You can rent all kinds of RV on RVShare, such as:

Class B camper vans
Travel trailers
Pop-ups
Class C Motorhome
Class A Motorhome
Toy hauler

RVshare also securely handles all payments and releases funds to your bank account one business day after the start of each rental.

Related: Have an RV that you want to rent out? Check out How To Make Extra Money By Renting Out Your RV.

24. Rent out your car

Just like you can rent out your RV when you’re not using it, you can rent out your car too!

It’s an affordable alternative to traditional rental car companies for customers, and it’s a good way to make money if you’re already working from home and don’t need your car, or are a two-car household.

Turo is one of a few different places to rent your car out. Turo covers your car with up to a $1,000,000 insurance policy, and you can pick when your car is available and set your rates.

Turo says you can earn an average of $706/month by listing your car on their site.

25. Deliver food with DoorDash

DoorDash is the largest food delivery company in the U.S. With this app, you would be delivering food and takeout to those who order within the app.

This app is available in the U.S., Canada, and Australia.

You can choose your own hours, receive deliveries right away, and you’ll know how much you can make for each delivery before accepting a food delivery order.

You just need to be 18 or older, have a car, scooter, or bike, and complete a background check.

26. GetUpside

GetUpside is an app that helps you find gas stations, groceries, and restaurants where you can earn cashback. You simply sign up for a free account, and then look at the GetUpside app to find places near you.

You can earn up to $0.25/gallon cash back at gas stations, up to 30% back on grocery purchases, and up to 45% back at restaurants.

You can check out GetUpside here to learn more.

27. Facebook

Facebook is much more than a social media platform. You can use Facebook’s popular Marketplace platform to quickly and easily list items for sale.

Selling on Facebook Marketplace makes a lot of sense for people because you don’t have to download and learn how to use another app, plus there are around 3 billion Facebook users worldwide.

28. Capital One Shopping

Capital One Shopping is one of the best money-earning apps because it helps you claim and redeem price drop refunds. For example, if you bought headphones from Target for $100, but the price dropped two weeks later to $80, this app will get that $20 difference to you.

It’s free to use Capital One Shopping, and they were called Paribus until just a couple of years ago.

29. Honeygain

The Honeygain app pays you to share your internet connection with companies that use it as a tower. This is all 100% legit, and Honeygain gladly explains how it all works on its site.

You’re paid based on the amount of traffic that goes through your connection, and Honeygain pays $1 for every 10 GB of traffic.

Honeygain is one of the best money making apps because it’s completely passive.

30. TaskRabbit

TaskRabbit is an app where you can connect with people in your area who are looking for help with things like:

Hanging pictures
Assembling IKEA furniture
Moving heavy boxes upstairs
Fixing a leaky sink
Cleaning tasks
Organizing closets

And more!

There is a one-time fee of $25 to sign up and create a profile, and you set your rates for any of the services you want to offer.

What are some good money making apps?

To quickly recap the above, the best money making apps 2022 include:

Do money making apps actually work?

Yes, money making apps and websites actually work.

Now, not every single one will work for every single person, but there are many options that you may be able to try out.

I have personally used many, many money making apps and websites over the years, from cashback websites to paid online surveys, and more.

Are money making apps safe?

The money making apps and websites included in this article are safe and legitimate. I check out each company before listing them on my site because I only want my readers to have legitimate options.

Where do money making apps get money from?

Many of the money making apps on this site make money from selling market research data, which is what survey sites pay you for. Other apps make money with display advertising.

They also may get paid a commission when a customer buys something from one of the company’s partner sites.

Some of these apps make money because you are selling something to them, and then they resell it, such as with Decluttr. Mystery shopping companies make money from the company that is hiring them to have the mystery shop done.

They all make money in some way, which is why they do what they do. They are all legitimate and many people earn money with each of the ways listed in this blog post.

What is the fastest money-making app?

The fastest money making apps and websites will vary, depending on what exactly you’re doing and what the company is paying you for.

If you want to make quick cash and a lot of it, I usually recommend finding items to sell around your home and selling them, such as on Poshmark or Decluttr. This is because nearly everyone has something in their home that they can sell.

I recommend finding what you’re interested in doing above, and simply going for it!

What is your favorite money making app? Leave your comments below.

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